In the year 2026, the FHA loan ceilings in Maryville county, within Madison, IL, are as follows: $472,030 for a single-family residence, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.
Conventional loan limits, on the other hand, reach up to $726,200 for a single-family dwelling. For two-unit homes, the limit is $929,850, for three-unit homes it's $1,123,900, and for four-unit properties, it is $1,396,800.
Use our FHA calculator to determine the most competitive FHA interest rates available today, alongside the necessary downpayment, income, credit standing, reserves, and documents required for qualification.
The Lendersa® calculator facilitates comparison of FHA loan rates and terms with those of other programs, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans. Explore the possibilities and contrasts between these various options.
Lendersa® swiftly processes data from a vast array of lenders, analyzing it against the backdrop of your personalized financial profile and preferences, making it a rapid and efficient tool for assessment.
Consult the Loan Limits Comparison Table for 2026 within Maryville county, of Madison, IL, to compare the top loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) is a valuable resource for comparing the requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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