In 2026, the FHA loan limit for North-Riverside county of Cook, IL is set at $379,500 for a single-family home. For 2-units, the limit extends to $485,800, while 3-units have a cap of $587,250, and 4-units are limited to $729,800.
On the conventional side, loan limits are $548,250 for a single-family residence, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Our FHA calculator can help you find today’s optimal FHA rates and calculate your required downpayment, income, credit status, reserves, and necessary documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with various other loan programs, like conventional, jumbo, VA, USDA, non-QM, and hard money loans. Explore these options to find the best match for your needs.
Aggregating data from a multitude of lenders, Lendersa® quickly compares options based on your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in North-Riverside county, Cook, IL, offers insight into maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification factors such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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