For 2026, FHA loan limits in Stickney county of Cook, IL stand at $472,030 for single-family residences, while two-unit properties have a limit of $604,400, three-unit buildings reach $730,525, and four-unit homes are capped at $907,900.
In terms of conventional loans, the maximum for single-family houses is $726,200, with limits rising to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and reaching $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loan options, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
By accessing data from thousands of lenders, Lendersa® generates quick comparisons tailored to your financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Stickney county of Cook, IL to view maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For qualification details such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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