For 2026, the FHA loan limits in Oak-Brook county, DuPage, IL stand at $379,500 for single-family homes. The limits for 2-units are $485,800, for 3-units $587,250, and for 4-units $729,800.
In comparison, the conventional loan caps for a single-family property rise to $548,250, while 2-units go up to $702,000, 3-units are $848,500, and 4-units are capped at $1,054,500.
Discover the optimal FHA rates today using our calculator, and learn about the downpayment, income, credit score, reserves, and documents you need for qualification.
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The Lendersa® tool allows for a thorough comparison between FHA rates and terms and those of various other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® aggregates loan program data from numerous lenders, providing a quick analysis aligned to your specific financial requirements and profile.
The comparison table for 2026 in Oak-Brook, DuPage, IL displays max loan amounts across various types: FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. For insights into qualification criteria like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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