In 2026, the FHA loan limits in the county of DuPage, located in Westmont, IL, are as follows: for a single-family house, it's $472,030, for two-unit homes, $604,400, for three-unit properties, $730,525, and for those with four units, the limit extends to $907,900.
Similarly, conventional loans have their own caps: a single-family home has a maximum of $726,200, while properties with two, three, and four units can receive loans up to $929,850, $1,123,900, and $1,396,800, respectively.
To see today’s top FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents for eligibility, use our FHA calculator.
The Lendersa® tool is designed to facilitate the comparison of FHA rates and terms with various other loan programs. It encourages users to explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® efficiently gathers loan data from numerous lenders and provides a comparison that aligns with your distinct financial profile and needs, all in a short span of time.
Our Loan Limits Comparison Table for 2026 in Westmont, within the county of DuPage, IL allows a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For a deeper understanding of qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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