For 2026, the FHA loan limit in Oregon county of Ogle, IL, is $472,030 for a single-family home. For 2-units, the limit is $604,400, for 3-units it's $730,525, and for 4-units, it reaches $907,900.
In the case of conventional loans, the maximum amount for a single-family residence stands at $726,200, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to explore today’s FHA rates and understand what's needed to qualify, including downpayment, income, credit, and reserves.
The Lendersa® calculator assists in comparing FHA loan terms with other programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compares data from thousands of lenders against your financial profile, delivering insights promptly.
The Loan Limits Comparison Table for 2026 in Oregon, Ogle, IL, reveals the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed qualification needs like income and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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