FHA Loan Limits for Rochelle, Ogle County, IL in 2026

In 2026, FHA loan limits in Rochelle county, part of Ogle, IL, are $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit dwellings, and $907,900 for four-unit residences.

The maximum for conventional loans on a single-family residence is $726,200, with amounts of $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.

Use our FHA calculator to access today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation required for qualification.

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The Lendersa® calculator helps you compare FHA rate terms with those of other loan programs. Delve into and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® gathers comprehensive loan program data from thousands of lenders, providing swift comparisons tailored to your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Rochelle county of Ogle, IL explores maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Rochelle county of Ogle, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Rochelle FHA Lenders

  • Stillman Bank
  • 101 East Main Street, Stillman Valley, IL, 61084
  • Lends in Illinois
  • "Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century.

    We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank,"

  • Byron Bank
  • 200 N Walnut St, Byron, IL, 61010
  • Lends in Illinois
  • Byron Bank is to help people fulfill their financial dreams and goals. We specialize in mortgage lending and originate hundreds of mortgages a year. Our experienced and professional mortgage lending team is committed to assisting clients with the local knowledge and quality service they need to purchase the home of their dreams.

  • Resource Bank
  • 555 Bethany Rd, Dekalb, IL, 60115
  • Lends in Illinois
  • At Resource Bank, we believe the relationship between a bank and its clients should be based on a mutual trust; something that will last for years and benefit you for a lifetime. For more than a century, we’ve taken pride in giving you individual attention - from people who really care.

  • Illinois Community Credit Union
  • 508 W. State Street, Sycamore, IL, 60178
  • Lends in Illinois
  • Illinois Community Credit Union began in 1935 as Sycamore Community Credit Union. Community leaders came together to form a financial institution that was owned by and operated for the benefit of the people of Sycamore and the surrounding area. Sycamore Community Credit Union provided a place where local residents could borrow at reasonable rates.

  • Source 1 Mortgage
  • 1430 Dekalb ave, Sycamore, IL, 60178
  • Lends in Illinois
  • Source 1 Mortgage has zero lender fees and is the largest Mortgage Brokerage in DeKalb county. We specialize in low down payment programs, as well as FHA, VA, Conventional and USDA loans. As a Brokerage we are able to works with some of the largest investors and mortgage wholesalers in the nation to offer you the widest array of product

  • Waterman Bank
  • 248 W. Lincoln Hwy., Waterman, IL, 60556
  • Lends in Illinois
  • Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.

  • MembersAlliance Credit Union
  • 2550 South Alpine Road, Rockford, IL, 61108
  • Lends in Illinois
  • At MembersAlliance, our purpose is to enrich the lives of those we serve through financial service. Your financial freedom is closer than you may think. Aiming to maximize your experience regardless of whether you’re engaging with our team in branch, online, or in the community, we want you to save more

  • Rock Valley Credit Union
  • 1201 Clifford Ave, Loves Park, IL, 61111
  • Lends in Illinois
  • Rock Valley Credit Union is a full-service financial institution serving members since 1968. The credit union now serves approximately 13, 000 members. Our main office is located in Loves Park, IL with branch offices in Machesney Park and Rochelle. Rock Valley Credit Union currently serves

  • Lifestone Mortgage Corporation
  • 2401 West US Highway 20, Suite 206, Pingree Grove, IL, 60140
  • Lends in Illinois
  • Lifestone Mortgage, our experience, integrity, and unsurpassed service will guide you through the important process and decisions related to home financing. Whether you are a First Time Homebuyer, Trade-up Candidate, or Refinancing to save on your monthly payment or to finance education or for investment.

  • Prairie Community Bank
  • 800 West Grant Highway, Marengo, IL, 60152
  • Lends in Illinois
  • Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.