2025 FHA (Government Loans) Limits for Rochelle, Ogle County, Illinois

In 2025, FHA loan limits in Rochelle county, part of Ogle, IL, are $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit dwellings, and $907,900 for four-unit residences.

The maximum for conventional loans on a single-family residence is $726,200, with amounts of $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for four-units.

Use our FHA calculator to access today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation required for qualification.

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The Lendersa® calculator helps you compare FHA rate terms with those of other loan programs. Delve into and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® gathers comprehensive loan program data from thousands of lenders, providing swift comparisons tailored to your specific financial profile and needs.

The Loan Limits Comparison Table for 2025 in Rochelle county of Ogle, IL explores maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Rochelle county of Ogle, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Access Capital Funding, LLC
  • 14366 S Outer 40, Chesterfield, MO, 63017
  • Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.
  • The Home Loan Expert
  • 1600 S Brentwood Blvd, Suite 700, Saint Louis, MO, 63144
  • The Home Loan Expert,didn’t just show up as one of the nation’s top Mortgage Lenders by chance.Ryan built his business from the ground up starting in 2004 as a Loan Officer with Shelter Mortgage.With hard work & lots of referrals,Ryan was consistently their Top Producing Loan Officer & helped build the company to one of the larger Mortgage Bankers.
  • Catholic & Community Credit Union
  • 1109 Hartman Lane, Shiloh, IL, 62221
  • Catholic & Community Credit Union to focus solely on serving our members and to provide the best possible loan and saving rates in a friendly and professional manner.Each member of this organization is an owner, and the money contributed to credit union accounts helps to support all members and their financial goals. Because of this cooperative.
  • FCB Banks
  • 2610 N Illinois St, Swansea, IL, 62226
  • FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages
  • Groundwork Mortgage
  • 643 Cepi Drive, Chesterfield, MO, 63005
  • Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,
  • Frontier Mortgage
  • 16647 Chesterfield Grove Rd, Suite 100, Chesterfield, MO, 63005
  • Frontier Mortgage proudly serves Missouri and Illinois with full service Mortgage Loan expertise. "It's not a great rate without great service. We are a full service mortgage banker who underwrites and funds nearly all of the mortgages we originate. Our friendly loan officers are here to assist you with your mortgage needs.
  • Citizens Community Bank
  • 9 E Main St, Mascoutah, IL, 62258
  • Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us
  • Bank of Belleville
  • 215 South Illinois St, Belleville, IL, 62220
  • We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.
  • SUPERIOR HOME LOANS LLC
  • 301 West A Street, Belleville, IL, 62220
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan