For 2026, the FHA loan ceiling in Orland-Hills county, Cook, IL is set at $379,500 for a single-family home. For properties with 2-units, it's $485,800, three-unit residences see a limit of $587,250, and for 4-unit homes, the cap is $729,800.
Regarding conventional loans, the maximum available amount for a single-family residence is $548,250. Two-unit limits are $702,000, for three-unit homes they reach $848,500, and for four-unit properties, the ceiling is $1,054,500.
Use our FHA calculator to access today's finest FHA rates, and figure out the required downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator empowers you to compare FHA rates and conditions against other loan options like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
By leveraging data from thousands of lenders, Lendersa® provides swift comparisons that align precisely with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Orland-Hills county of Cook, IL, reviews maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For assessing qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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