In 2026, the FHA loan limits in Palos-Park county, Cook, IL are: $379,500 for a single-family home, $485,800 for two-unit homes, $587,250 for three-unit residences, and $729,800 for four-unit properties.
For conventional loans, the max amount for a single-family residence is $548,250, rising to $702,000 for two units, $848,500 for three units, and reaching $1,054,500 for four-unit dwellings.
Our FHA calculator is a valuable tool for accessing today’s best FHA rates, helping you determine downpayment, income, credit, reserves, and necessary documents for qualification.
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With the Lendersa® calculator, compare FHA rates and terms with those of other loan programs. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® integrates data from numerous lenders, offering quick, personalized comparisons to suit your unique financial profile.
The Loan Limits Comparison Table for 2026 in Palos-Park, Cook, IL provides an overview of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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