For 2026, the FHA loan caps in Peoria county within Peoria, IL, are detailed as: $472,030 for a single-family home, $604,400 for two-unit residences, $730,525 for three-unit buildings, and $907,900 for structures accommodating four units.
When it comes to conventional loans, the maximum amount for a single-family house is $726,200. It increases to $929,850 for two-unit homes, $1,123,900 for a three-unit configuration, and peaks at $1,396,800 for four-unit dwellings.
Utilize our FHA calculator to discover today’s prime FHA rates. Determine vital elements like downpayment requirements, income, credit scores, reserves, and the necessary documentation for qualification.
The Lendersa® calculator offers a comprehensive comparison between FHA loan rates and terms, and those from alternative programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Dive into these options and make informed decisions.
By sourcing data from thousands of lenders, Lendersa® offers quick, customized comparisons tailored to your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table in Peoria, Peoria, IL, gives a detailed examination of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit requirements, turn to Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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