In 2026, the FHA loan limits applicable in Peoria-Heights county of Peoria, IL are set at $356,362 for a single-family home, reaching $456,275 for 2-units, $551,500 for 3-units, and extending to $685,400 for 4-units.
For conventional loans, the maximum amount available for a single-family residence is $548,250, increasing to $702,000 for 2-unit homes, $848,500 for 3-unit properties, and topping out at $1,054,500 for 4-units.
Utilize our FHA calculator to explore today’s best FHA rates, helping you assess downpayment, income requirements, reserves, credit score, and the necessary documentation for qualification.
The Lendersa® calculator offers a tool to evaluate FHA rates and terms alongside other lending programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, for comprehensive comparison.
Fetching a vast array of loan program data from numerous lenders, Lendersa® efficiently compares this information against your individual financial profile and needs in seconds.
Check the Loan Limits Comparison Table for 2026 in Peoria-Heights county, located within Peoria, IL, which allows evaluation of maximum loan amounts through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification factors like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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