For the year 2026, the FHA loan limits in Petersburg, situated within Menard, IL, are set at $472,030 for single-family homes, $604,400 for properties with 2 units, $730,525 for those with 3 units, and $907,900 for buildings with 4 units.
The conventional loan caps for a single-family home are $726,200. For 2-unit, 3-unit, and 4-unit homes, the maximum loan amounts are $929,850, $1,123,900, and $1,396,800, respectively.
Use our FHA calculator to access the best current FHA rates and to determine the necessary down payment, income level, credit, reserves, and documentation for loan qualification.
The Lendersa® calculator is a tool that lets you evaluate FHA rates and terms alongside various other loan products including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With Lendersa®, you can swiftly access loan programs data from numerous lenders, tailored to your own financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 in Petersburg, Menard, IL, to compare maximum loan figures across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to scrutinize qualification details such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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