In 2026, the FHA loan limits for Pistakee-Highlands in the county of McHenry, IL, are as follows: $379,500 for a single-family home, $485,800 for 2-units, $587,250 for 3-units, and $729,800 for 4-units.
The conventional loan maximums stand at $548,250 for a single-family residence, reaching $702,000 for two units, $848,500 for three units, and for four-unit residences, the limit is $1,054,500.
Use our FHA calculator to find out today's best FHA rates and to determine what qualifications like downpayment, income, credit, reserves, and documents are needed.
The Lendersa® calculator allows you to compare FHA rates and terms with other available loan programs. Explore and contrast options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers extensive loan program data from thousands of lenders and quickly aligns it with your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Pistakee-Highlands, McHenry, IL, offers a detailed view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth analysis of qualification needs like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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