In 2026, FHA loan caps in Wonder-Lake, McHenry, IL are $379,500 for single-family homes, $485,800 for two units, $587,250 for three units, and $729,800 for four units.
Conventional loan limits are $548,250 for single-family residences, $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit properties.
Use our FHA calculator to find today’s leading FHA rates and assess the required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you assess FHA against other loan programs. Compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly matches data from thousands of lenders to your unique financial profile.
The Loan Limits Comparison Table for 2026 in Wonder-Lake, McHenry, IL reviews FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loans. Check qualification requirements like income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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