2025 FHA Loan Limits for Plano, Kendall County, Illinois

In 2025, FHA loan limits in Plano county of Kendall, IL are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

For conventional loans, the maximum amount for a single-family residence is $726,200, while for two-unit properties, it's $929,850, for three units $1,123,900, and for four units $1,396,800.

Our FHA calculator helps you find today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation needed for qualification.

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The Loan Limits Comparison Table for 2025 in Plano county, Kendall, IL, reviews maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Check requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Plano county of Kendall, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • IH Mississippi Valley Credit Union
  • 2500 River Drive, Moline, IL, 61265
  • Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.
  • Ruhl Mortgage
  • 1701 52nd Avenue, Moline, IL, 61265
  • "Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending. Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"
  • Farmington Bank
  • 16 N Main St, Farmington, IL, 61531
  • The term ""individual independence"" has been associated with and intertwined with Farmington and its development since before the city was platted in 1834. A small band of Pottawatomi Indians, tired of continual warring and bloodshed, showed their independence when they left the rest of their tribe and settled in what is now Farmington
  • Gas & Electric Credit Union
  • 2300 4th Avenue, Rock Island, IL, 61201
  • Gas & Electric Credit Union proudly serves employees and retirees of MidAmerican Energy, the City of Rock Island, BITCO Insurance, Illinois Casualty Company, Rock Island Corps of Engineers, Friendship Manor, Rock Island Milan School District, Downtown Rock Island District Businesses and many other local, small businesses
  • Gale Credit Union
  • 631 North Henderson Street, Galesburg, IL, 61401
  • Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
  • F&M Bank Illinois
  • 21 E. Main St, Galesburg, IL, 61401
  • The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
  • U of I Community Credit Union
  • 2201 S First St, Champaign, IL, 61820
  • we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois
  • Blackhawk Bank & Trust, IL
  • 301 4th Street West, Milan, IL, 61264
  • Blackhawk Bank & Trust has been serving the banking needs of the Quad Cities community since 1961 when ground was broken on our first branch in Milan, Illinois. Today the Blackhawk Bank & Trust branch footprint extends through the counties of Rock Island, Mercer, and Henry in Illinois, and Scott in Iowa.
  • MidAmerica National Bank
  • 100 West Elm Street, Canton, IL, 61520
  • MidAmerica National Bank has offices located in Canton, Cuba, Henry, Lewistown, & Macomb and provides full-service banking to its customers. Throughout its history, MidAmerica National Bank’s principal guiding force has been the desire to serve the community and its residents. We pride ourselves on our local decision making at each banking center.