In 2026, FHA loan limits for Sandwich county, DeKalb, IL are set at $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Conventional loans max out at $726,200 for single-family residences, with $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to discover current FHA rates, and understand the required downpayment, income, credit, and documents to qualify.
With the Lendersa® calculator, compare FHA rates to other loans like conventional, jumbo, VA, USDA, non-QM, and hard money.
Lendersa® rapidly compares data from numerous lenders with your financial needs.
For 2026 in Sandwich county, DeKalb, IL, check the table: FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage, and hard money limits. Use Lendersa® SLIQ™ for income and credit comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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