As of 2026, the FHA loan limits in Blue-Island county, located within Cook, IL, are as follows: $379,500 for a single-family home, $485,800 for two-unit residences, $587,250 for three-unit properties, and $729,800 for four-unit homes.
For conventional loans on a single-family residence, the maximum is $548,250. For homes with two units, it's $702,000, $848,500 for three-unit homes, and $1,054,500 for properties with four units.
Utilize our FHA calculator to discover today’s most competitive FHA rates, and to evaluate what downpayments, income, credit level, reserves, and documents are necessary for qualification.
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Lendersa® provides a calculator that enables users to compare FHA rates and terms against those of other loan programs. Dive into evaluating options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
With access to data from thousands of lenders, Lendersa® quickly compares this information against your unique financial profile and needs, all in a matter of seconds.
The Loan Limits Comparison Table for 2026 in Blue-Island, county of Cook, IL, offers a comparative view of maximum loan amounts across various loan types like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly examine qualification requirements such as income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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