In 2026, the FHA loan limit for Rosewood-Heights county in Madison, IL stands at $356,362 for a single-family home, $456,275 for 2-unit dwellings, $551,500 for 3-unit properties, and $685,400 for 4-unit buildings.
The maximum amount for conventional loans is set as $548,250 for a single-family home, with $702,000 for 2-units, $848,500 for three units, and $1,054,500 for 4-units.
Use our FHA calculator to view today’s best FHA rates and determine the necessary downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator facilitates a comparison of FHA rate and terms against all other loan programs. Explore and compare options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders and swiftly matches it with your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Rosewood-Heights, county of Madison, IL, outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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