Throughout 2026, the FHA loan limits in Salem county, within Marion, IL, are as follows: $472,030 for a single-family residence, $604,400 for duplex houses, $730,525 for triplex units, and $907,900 for four-unit developments.
Conversely, the maximum amounts for conventional loans on single-family homes are capped at $726,200. This limit extends to $929,850 for 2-units, $1,123,900 for 3-units, and reaches $1,396,800 for 4-units.
Utilize our FHA calculator to check today’s optimal FHA rates and determine the required downpayment, income, creditworthiness, reserves, and documentation needed for eligibility.
The Lendersa® calculator is engineered to help you compare FHA loan terms with other offerings such as conventional, jumbo, VA, USDA, non-QM, and hard money loans. Navigate and evaluate all available choices effectively.
Lendersa® rapidly accesses programmatic data from a plethora of lenders, delivering swift comparisons tailored to your individual financial profile and needs.
In the Loan Limits Comparison Table for 2026 in Salem county of Marion, IL, assess maximum loan figures for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For evaluating qualifications like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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