In 2026, the FHA loan cap in Sauk-Village county of Cook, IL is $379,500 for single-family homes, $485,800 for duplexes, $587,250 for triplexes, and $729,800 for residences with four units.
The maximum loan amount for conventional loans on a single-family residence is $548,250, with limits of $702,000 for two-unit homes, $848,500 for three-unit homes, and $1,054,500 for properties with four units.
Utilize our FHA calculator to evaluate today’s best FHA rates, identifying the necessary downpayment, income, credit, reserves, and documents required for eligibility.
The Lendersa® calculator is your tool for comparing FHA rates and terms with other loan offerings. Examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, matching it efficiently with your specific financial profile and needs.
For 2026 in Sauk-Village county of Cook, IL, the Loan Limits Comparison Table outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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