In 2026, FHA loan limits in Steger county, part of Cook, IL, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The cap for conventional loans on a single-family residence is $726,200, with limits of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today’s FHA rates and find out the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Discover Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans options alongside FHA.
Lendersa® retrieves data from thousands of lenders and matches it with your financial profile and needs quickly.
The Loan Limits Comparison Table for 2026 in Steger county, Cook, IL, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification factors like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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