In 2026, within Berwyn county of Cook, IL, the FHA loan limits are structured as follows: $472,030 for a single-family home, rising to $604,400 for two-unit dwellings, increasing to $730,525 for three-unit homes, and reaching $907,900 for four-unit properties.
The maximum permissible loan amount for conventional financing on a single-family residence is $726,200. The limit adjusts to $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for buildings with four units.
Make use of our FHA calculator to explore the most favorable FHA rates available today while also determining essential factors such as downpayment, income, credit standards, reserves, and documents necessary for qualification.
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The Lendersa® calculator empowers users to assess FHA rates and terms alongside various other loan programs. Delve into comparisons with offerings from Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans among others, in addition to FHA options.
Lendersa® collects exhaustive loan data from numerous lenders, allowing for quick, accurate comparisons tailored to your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Berwyn county of Cook, IL lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For a more comprehensive comparison of qualification requirements, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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