For 2026, the FHA loan limits in Sycamore county of DeKalb, IL are $472,030 for a single-family home. Limits for a 2-unit property are $604,400, $730,525 applies to 3-units, and 4-units have a cap of $907,900.
The maximum conventional loan amounts for a single-family residence are $726,200, with amounts reaching $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to check today’s top FHA rates and determine what is needed in terms of downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator aids you in comparing FHA rates and terms with other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering loan data from thousands of lenders, Lendersa® quickly contrasts this information with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sycamore, DeKalb, IL highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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