FHA Loan Max Loan amount for Taylorville, Christian County, IL in 2026

For 2026, the FHA loan limit in Taylorville county, part of Christian, IL, is set at $472,030 for single-family homes. For two-unit properties, the limit is $604,400, for three units $730,525, and for four-unit buildings, it is $907,900.

The maximum amount for conventional loans on a single-family house is $726,200. For duo-unit homes, it is $929,850, for three units, $1,123,900, and for properties with four units, $1,396,800.

Our FHA calculator assists in discovering today’s top FHA rates, detailing the downpayment, income, credit requirements, reserves, and documents necessary to qualify.

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The Lendersa® calculator facilitates comparison of FHA rates and terms with those from other programs. Analyze and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.

Lendersa® efficiently threads data from thousands of lenders, aligning with your unique financial profile and needs.

For 2026 in Taylorville county, Christian, IL, explore the Loan Limits Comparison Table for maximum amounts on FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess eligibility criteria like income, reserves, and credit.

Loan limits Taylorville county of Christian, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Taylorville FHA Lenders

  • INB, N.A.
  • 322 E. Capitol Avenue, Springfield, IL, 62701
  • Lends in Illinois
  • INB offers personal and commercial banking services. The INB team works to help customers have a life free of financial hardships. We help businesses by handling financial transactions through our lockbox services so they can focus on their core operations. We also provide mortgage and commercial loans.

  • Land of Lincoln Credit Union
  • 4850 E Prosperity Place, Decatur, IL, 62521
  • Lends in Illinois
  • Land of Lincoln Credit Union was founded in 1947. As a full-service financial institution, LLCU serves over 30, 000 members. Membership in LLCU is open to anyone who lives or works in 26 Illinois counties and their immediate family members. Land of Lincoln Credit Union offers 12 convenient locations in 8 cities to best serve

  • Illinois Educators Credit Union
  • 3101 Montvale Drive, Springfield, IL, 62704
  • Lends in Illinois
  • Illinois Educators Credit Union is a member-owned full-service financial cooperative with over $50M in assets serving 7,000 members. Founded in 1938, IECU operates from two locations in Springfield, Illinois and participates in the Co-Op Network, providing shared branching offices and free ATM locations across the state and country.

  • Marine Bank
  • 3050 Wabash Avenue, Springfield, IL, 62704
  • Lends in Illinois
  • Marine Bank takes an active role in building Central Illinois. We are committed to making our communities better places to live because we live here, too. We recognize that improving the vitality and quality of life in Springfield, Champaign, Bloomington-Normal, Macomb, Rushville and surrounding areas is in the best interest of our customers

  • Bank of Springfield
  • 3400 Wabash Ave, Springfield, IL, 62711
  • Lends in Illinois
  • BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php

  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Lends in Illinois
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.

  • BancMac/Community Banc Mortgage Corp
  • 3200 W Iles Ave, Springfield, IL, 62711
  • Lends in Illinois
  • Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.

  • Town and Country Bank
  • 3601 W. Wabash Ave., Springfield, IL, 62711
  • Lends in Illinois
  • At Town and Country, you’ll work with dependable, local mortgage professionals who put years of experience to work in order to assist you in getting into the home of your dreams. Our intimate knowledge of Central Illinois real estate is essential to finding a custom mortgage loan to fit your needs.

  • Hickory Point Bank & Trust
  • 225 North Water Street, Decatur, IL, 62523
  • Lends in Illinois
  • Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.

  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Lends in Illinois
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.