For 2026, the FHA loan limit in Nokomis, Montgomery, IL is $472,030 for a single-family dwelling, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.
Conventional loans cap at $726,200 for a single-family house, while 2-unit, 3-unit, and 4-unit residences have limits of $929,850, $1,123,900, and $1,396,800 respectively.
Utilize our FHA calculator to find today’s best FHA rates and establish necessary details for qualification, including down payment, income, credit, reserves, and documentation.
The Lendersa® calculator is your tool for comparing FHA rates and terms with those of other loans. Dive into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly sources loan program data from thousands of lenders, aligning it with your specific financial profile.
Explore the Loan Limits Comparison Table for 2026 in Nokomis, Montgomery, IL that contrasts FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage limits. For an in-depth look at income, reserves, and credit requirements, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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