2026 FHA (Government Loans) Limits for Woodridge, DuPage County, Illinois

In 2026, the FHA loan limit for Woodridge county of DuPage, IL is $472,030 for a single-family home, $604,400 for properties with 2-units, $730,525 for 3-unit homes, and $907,900 for buildings with 4-units.

Conventional loan limits in single-family homes are up to $726,200. For two-unit properties, the limit is $929,850, increasing to $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to check today’s FHA best rates and find what the downpayment, income, credit, reserves, and qualifying documents are needed.

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Explore Loan Options in Woodridge, IL

The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.

Lendersa® aggregates data from thousands of lenders for fast comparisons tailored to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Woodridge county of DuPage, IL shows maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Compare requirements like income, reserves, and credit with the Lendersa® SLIQ™.

Loan limits Woodridge county of DuPage, IL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Woodridge FHA Lenders

  • Coda Financial Group Inc
  • 2421 75th St, Woodridge, IL, 60517
  • Lends in Illinois
  • Coda Financial Group Inc have a 30+ Years of Experience Residential, Investment, and Commercial Loans Setting the pace Helping our clients through the real estate buying process and also we 30+ Years of Experience. Residential, Investment, and Commercial Loans Setting the pace. Helping our clients through the real estate buying process.

  • Home Mortgage Solutions Inc
  • 6825 Hobson Valley Drive, Suite 201, Woodridge, IL, 60517
  • Lends in Illinois
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Our website offers a variety of online application options.

  • Fortune Mortgage Company
  • 1624 Odgen Avenue, Suite 200, Lisle, IL, 60532
  • Lends in Illinois
  • Fortune Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Wazowski and Sullivan Inc
  • 935 Curtiss, Unit 8, Downers Grove, IL, 60515
  • Lends in Illinois
  • Jan Mandel is the President at Wazowski and Sullivan company Not only will I help you navigate the sea of mortgage solutions out there, but I’ll personally fight to get you the best rate possible.Whether you're purchasing your first home, refinancing for a better rate, or anything in between. he will use the knowledge.

  • Neighborhood Loans, Inc.
  • 1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
  • Lends in Illinois
  • "Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982
    At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority.
    Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."

  • OnTime Mortgage Inc
  • 845 Midway Road, Suite 1, Willowbrook, IL, 60527
  • Lends in Illinois
  • We're committed to building lifelong relationships with our clients and partners. Our vast lending knowledge, personalized service and latest technology will get you to the closing OnTime. Our staff will meet your needs quickly and accurately. We work for you and will honor that relationship with great service.

  • True Rate Mortgage Inc
  • 1333 Burr Ridge Parkway, Suite 200, Burr Ridge, IL, 60527
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hinsdale Bank & Trust Company, National Association
  • 25 E 1st St, Hinsdale, IL, 60521
  • Lends in Illinois
  • Hinsdale Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • HealthCare Associates Credit Union.
  • 1151 East Warrenville Road, Naperville, IL, 60563
  • Lends in Illinois
  • As a credit union, we have members, not customers. As a not-for-profit cooperative, we are dedicated to providing superior financial value with products and services including savings, checking, investments, loans, credit cards, and 24/7 access to your money via mobile, Internet and telephone.

  • Vincent Viriyakul Residential & Commercial Financing & Real Estate
  • 1754 N. Washington St, Suite 128B, Naperville, IL, 60563
  • Lends in Illinois
  • Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.