FHA Loan Limits for Downers-Grove, DuPage County, IL in 2026

Throughout 2026, FHA loan limits in Downers-Grove county of DuPage, located in IL, are set at $379,500 for a single-family residence. For homes with 2-units, the limit is $485,800, for 3-units, it reaches $587,250, and for 4-unit properties, it is capped at $729,800.

For conventional loans, the highest amount allowed on a single-family home is $548,250. This amount increases to $702,000 for dual-unit homes, $848,500 for three-unit houses, and culminates at $1,054,500 for properties with four units.

Utilize our FHA calculator to access today’s best FHA rates. The tool assists in determining required downpayments and checking income, credit, reserves, and necessary documents for qualification.

Explore and compare loan offers from a selection of 100 lenders

Evaluate Your Loan Options in Downers-Grove, IL

The Lendersa® calculator provides a platform to evaluate FHA rates and terms against other loan programs. Dive into comparing FHA loans with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loan alternatives.

By sourcing loan data from thousands of lenders, Lendersa® swiftly compares this information against your unique financial profile and needs.

For 2026, examine the Loan Limits Comparison Table in Downers-Grove county of DuPage, IL. This table lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To analyze qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Downers-Grove county of DuPage, IL

SFR 2 Units 3 Units 4 Units
FHA $379,500 $485,800 $587,250 $729,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Downers-Grove FHA Lenders

  • Wazowski and Sullivan Inc
  • 935 Curtiss, Unit 8, Downers Grove, IL, 60515
  • Lends in Illinois
  • Jan Mandel is the President at Wazowski and Sullivan company Not only will I help you navigate the sea of mortgage solutions out there, but I’ll personally fight to get you the best rate possible.Whether you're purchasing your first home, refinancing for a better rate, or anything in between. he will use the knowledge.

  • Neighborhood Loans, Inc.
  • 1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
  • Lends in Illinois
  • "Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982
    At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority.
    Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."

  • Fortune Mortgage Company
  • 1624 Odgen Avenue, Suite 200, Lisle, IL, 60532
  • Lends in Illinois
  • Fortune Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Res-Com Mortgage Corporation
  • 1211 22nd St, Oak Brook, IL, 60523
  • Lends in Illinois
  • Res-Com Mortgage Corporation is an ILLINOIS RESIDENTIAL MORTGAGE LICENSEE. We work closely with progressive and well secured financial institutions in securing loans for our clients. Contact Res Com Mortgage Corporation to find out more about the products and services we can provide. For years, Res-Com Mortgage has been making Residential and Comme

  • Nationwide Mortgage & Realty, LLC
  • 2625 Butterfield Road, Suite 308 S, Oak Brook, IL, 60523
  • Lends in Illinois
  • Nationwide Mortgage & Realty, LLC Loan Originators, loan processors, and support staff will work around the clock to ensure your loan closes on time We pride ourselves on exceeding our customer’s expectations in finding competitive rates, service, and options for a home loan that is right for you.

  • Midwest Equity Mortgage, LLC
  • 2001 Spring Road, Suite 100, Oak Brook, IL, 60523
  • Lends in Illinois
  • Midwest Equity Mortgage, a division of Celebrity Home Loans, LLC, we've assembled a team of mortgage specialists dedicated to helping our customers make the most of their largest and most important investment – their home. Built on a strong foundation of experience, commitment and customer service.

  • EClick Lending
  • "2001 Spring Road Suite 200", Oak Brook, IL, 60523
  • Lends in Illinois
  • eClick Lending is an online mortgage company designed to help you achieve your mortgage goals at your convenience. As a division of Midwest Equity Mortgage, you can rest assured eClick Lending has the backing of an established mortgage company with a strong foundation of experience, commitment and customer service

  • HLP Mortgage
  • 1235 South Highland Ave, Suite A, Lombard, IL, 60148
  • Lends in Illinois
  • Founded in 2014, HLP Mortgage opened its doors to the Illinois community. We are a privately owned company and a full-service mortgage banker. Our focus is to better the community with the services we provide by offering low interest rates and an unequaled customer service experience.

  • Great Mortgage - Kris Krajecki
  • 1920 S Highland Ave, Suite 220, Lombard, IL, 60148
  • Lends in Illinois
  • Great Mortgage has made the mortgage process easier is by integrating technology with our outstanding customer service.On our website you can submit a complete on-line, secure loan application or pre-qualify for an Arizona, Illinois, Indiana, Colorado, Florida, Missouri or Tennessee home loan. You may also evaluate your different financing options.

  • CU/America Financial Services, Inc.
  • 200 W 22nd Street, Suite 280, Lombard, IL, 60148
  • Lends in Illinois
  • CU/America Financial Services is a local, Illinois-licensed mortgage company that has been serving the needs of our mortgage loan borrowers for 20 years. As a leader in the mortgage industry, we constantly strive to deliver excellence in every area of the loan transaction. Since our modest beginning in 1994.