Throughout 2026, FHA loan limits in Downers-Grove county of DuPage, located in IL, are set at $379,500 for a single-family residence. For homes with 2-units, the limit is $485,800, for 3-units, it reaches $587,250, and for 4-unit properties, it is capped at $729,800.
For conventional loans, the highest amount allowed on a single-family home is $548,250. This amount increases to $702,000 for dual-unit homes, $848,500 for three-unit houses, and culminates at $1,054,500 for properties with four units.
Utilize our FHA calculator to access today’s best FHA rates. The tool assists in determining required downpayments and checking income, credit, reserves, and necessary documents for qualification.
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The Lendersa® calculator provides a platform to evaluate FHA rates and terms against other loan programs. Dive into comparing FHA loans with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loan alternatives.
By sourcing loan data from thousands of lenders, Lendersa® swiftly compares this information against your unique financial profile and needs.
For 2026, examine the Loan Limits Comparison Table in Downers-Grove county of DuPage, IL. This table lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To analyze qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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