In 2026, FHA loan limits for Woodstock county in McHenry, IL, are defined as $472,030 for single-family homes. For residences with 2-units, the limit rises to $604,400, for those with 3-units, it is $730,525, and for properties with 4-units, it reaches $907,900.
Conventional loans, on the other hand, have a maximum of $726,200 for single-family residences. This increases to $929,850 for two-unit homes, $1,123,900 for three units, and culminates at $1,396,800 for four-unit homes.
Use our FHA calculator to explore the leading FHA rates available today, assessing downpayment, income, credit requirements, reserves, and necessary documentation for qualification.
The Lendersa® calculator offers a gateway to comparing FHA rates and terms with those of other loan programs. Engage in a detailed comparison with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans, alongside FHA options.
Information from thousands of lenders is quickly analyzed through Lendersa®, matching it to your financial profile and specific needs efficiently.
Consult the Loan Limits Comparison Table for 2026 in Woodstock county of McHenry, IL. This table allows you to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. For detailed analysis of income, reserves, and credit requirements, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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