For 2026, the FHA loan limit set in Brazil county of Clay, IN stands at $472,030 for a single-family home. For properties with two units, it increases to $604,400; for three-unit properties, it is $730,525; and for four-unit buildings, it reaches $907,900.
When looking at conventional loans, the maximum allowed for a single-family residence is $726,200. This extends to $929,850 for two-unit homes, $1,123,900 for triplexes, and $1,396,800 for four-unit complexes.
Our FHA calculator can uncover today’s optimal FHA rates and assist you in determining the appropriate downpayment, income, credit requirements, reserves, and documentation required for eligibility.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those from other loan programs. Delve into evaluating options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offers.
Lendersa® swiftly aggregates loan program data from a wide range of lenders, comparing it to your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Brazil county of Clay, IN allows you to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification needs including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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