2026 FHA Loan Limits for Terre-Haute, Vigo County, Indiana

For the year 2026, the FHA loan limits in Terre-Haute county of Vigo, IN are defined as follows: $356,362 for a single-family residence, $456,275 for a 2-unit property, $551,500 for a 3-unit dwelling, and $685,400 for properties with 4 units.

The highest loan amounts available through conventional financing for a single-family home are $548,250. For 2-unit structures, the cap is $702,000; for 3-units, it's $848,500; and for buildings with 4-units, the maximum is $1,054,500.

Make use of our FHA calculator to access today's optimal FHA rates and to ascertain the necessary downpayment, income level, credit, reserves, and required documentation for loan qualification.

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With the Lendersa® calculator, you can evaluate FHA rates and terms alongside those of numerous other loan programs. Investigate offerings such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, comparing each with FHA options.

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The Loan Limits Comparison Table for 2026 in Terre-Haute county of Vigo, IN allows you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages (HECM), and hard money loans. To evaluate specific qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Terre-Haute county of Vigo, IN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Terre-Haute FHA Lenders

  • First National Bank
  • 302 S Main St, Cloverdale, IN, 46120
  • Lends in Indiana
  • First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years.
    As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking

  • CentreBank
  • 128 North Main Street, Veedersburg, IN, 47987
  • Lends in Indiana
  • CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.

  • My Mortgage Quest Inc
  • 1719 Sycamore Drive, Plainfield, IN, 46168
  • Lends in Indiana
  • My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.

  • 1st Choice Services, Inc
  • 2680 E. Main St, Suite 325, Plainfield, IN, 46168
  • Lends in Indiana
  • At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Lends in Indiana
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.

  • Five Star Mortgage Solutions
  • 19 East Main Street, Mooresville, IN, 46158
  • Lends in Indiana
  • "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you.
    Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."

  • Indiana Mortgage Company Inc
  • 3900 South Walnut Street, Suite C, Bloomington, IN, 47401
  • Lends in Indiana
  • Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.

  • Hendricks County Bank and Trust Company
  • 1 East Main Street, Brownsburg, IN, 46112
  • Lends in Indiana
  • Our mission at Hendricks County Bank and Trust is to promote economic prosperity-- improving the quality of life in the community we serve. We will do this by providing quality banking services in a professional manner with employees who are empowered to recognize and respond to the needs of our customers.

  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Lends in Indiana
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.

Also lends in Indiana

  • First Mid
  • 1515 Charleston Ave, Mattoon, IL, 61938
  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.