For 2026, the FHA loan limit in the county of Wayne, within Cambridge-City, IN, is $356,362 for a single-family home. The limit for 2-units is $456,275, while it is $551,500 for a 3-unit property, and $685,400 for a 4-unit property.
The cap for conventional loans on a single-family home is $548,250. For 2-unit residences, the cap is $702,000; for 3-units, $848,500; and for 4-units, it is $1,054,500.
Our FHA calculator helps you find today's top FHA rates and figure out what you'll need in terms of down payment, income, credit score, reserves, and documents to qualify.
Use the Lendersa® calculator to compare FHA rates and terms to those of various other loan programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® draws on loan program data from thousands of lenders, providing rapid comparisons tailored to your financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Cambridge-City county, Wayne, IN, for maximum amounts under FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifications involving income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
