FHA Loan Limits for New-Castle, Henry County, IN in 2026

In the year 2026, FHA loan limits in New-Castle county within Henry, IN are $356,362 for a single-family home. For 2-unit properties, the limit is $456,275, for 3-units it is $551,500, and for 4-units, the limit is set at $685,400.

The highest loan amount available for conventional loans on a single-family home is $548,250, with the limits for 2-unit properties being $702,000, for 3-units $848,500, and for 4-unit homes $1,054,500.

Utilize our FHA calculator to check today's top available FHA rates. It will also aid in calculating the needed downpayment, required income, credit score, reserves, as well as the documents necessary for qualification.

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Examine Loan Choices in New-Castle, IN

The Lendersa® calculator provides a platform to compare FHA rates and terms with those of a variety of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly assimilates loan data from a plethora of lenders, matching it with your particular financial situation and requirements within seconds.

The Loan Limits Comparison Table for 2026 in New-Castle county of Henry, IN allows comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification needs, such as income, reserves, and credit.

Loan limits New-Castle county of Henry, IN

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


New-Castle FHA Lenders

  • Eastern Indiana Federal Credit Union
  • 801 South Memorial Drive, New Castle, IN, 47362
  • Lends in Indiana
  • Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.

  • Citizens State Bank
  • 1238 Broad St, New Castle, IN, 47362
  • Lends in Indiana
  • Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.

  • Perfect Circle Credit Union
  • 631 E Main St., Hagerstown, IN, 47346
  • Lends in Indiana
  • Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.

  • First County Federal Credit Union
  • 1100 W 11th Street, Muncie, IN, 47302
  • Lends in Indiana
  • First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild. With physical branches on Muncie's diverse south and east sides, First County FCU provides real help for real people.Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana. And members

  • Wayne Bank
  • 145 W Main St, Cambridge City, IN, 47327
  • Lends in Indiana
  • Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,

  • Lampco Federal Credit Union
  • 5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
  • Lends in Indiana
  • The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.

  • GVC Mortgage, Inc
  • 600 Corporation Dr, Suite 200, Pendleton, IN, 46064
  • Lends in Indiana
  • GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.

  • First Bank Richmond, National Association
  • 20 North 9th Street, Richmond, IN, 47374
  • Lends in Indiana
  • First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.

  • Natco Credit Union
  • 582 South Round Barn Road, Richmond, IN, 47374
  • Lends in Indiana
  • Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.

  • Health Care Professionals Federal Credit Union
  • 1810 Williamsburg Pike, Richmond, IN, 47374
  • Lends in Indiana
  • HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.