In 2025, the FHA loan limit set for Cedar-Lake county in Lake, IN is outlined as $379,500 for a single-family home. For duplexes, the limit is $485,800; for triplexes, it is $587,250; and for four-unit buildings, the limit is $729,800.
The maximum loan amount available for conventional loans on a single-family property is $548,250. For two units, the allowable amount is $702,000; for three units, it is $848,500; and for four units, it stretches to $1,054,500.
Leverage our FHA calculator to discover current FHA rates. It's designed to help you determine the needed downpayment, income level, credit standing, reserves, and documentation to qualify.
The Lendersa® calculator allows you to effectively compare FHA rates and terms with those of other loan programs. Dive into evaluating options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA terms.
Lendersa® aggregates detailed loan program information from thousands of lenders, swiftly comparing it to your unique financial profile and necessities.
Refer to the Loan Limits Comparison Table for 2025 in Cedar-Lake county of Lake, IN. This table compares the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further examine qualification criteria such as income, reserves, and credit, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
