For the year 2026, the FHA loan limit in Dyer county within Lake, IN is set at $472,030 for a single-family home. For properties with two units, it’s $604,400, for three-unit structures it's $730,525, and for four-unit buildings, the limit is $907,900.
Regarding conventional loans, the maximum amount available for a single-family residence is $726,200. For duplexes, it is $929,850, for triplexes, $1,123,900, and for quadruplexes, the highest is $1,396,800.
To find today's best FHA rates, use our calculator. It helps you determine the necessary downpayment, income level, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with all other loan program options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from thousands of lenders and matches it to your specific financial needs.
In 2026, view the Loan Limits Comparison Table for Dyer county, Lake, IN. Compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For further qualification comparisons like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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