In the year 2026, the FHA loan limits for St.-John county in Lake, IN are set at $379,500 for single-family homes. The limits increase to $485,800 for 2-unit buildings, $587,250 for 3-units, and $729,800 for properties with 4-units.
The maximum allowed amount for conventional loans on single-family homes is $548,250. For properties with 2-units, the limit is $702,000; for 3-units, it is $848,500; and for properties with 4-units, it reaches $1,054,500.
Our FHA calculator can help you to discover today's most competitive FHA rates, and it calculates the downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator provides functionality to compare FHA rates and terms with those of other loan programs. Compare options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to find the most appropriate terms for your needs.
Lendersa® sources loan data from a large network of lenders, compiling it rapidly to match your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in St.-John county, Lake, IN, facilitates comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess key qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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