For 2026, the FHA loan limits in Columbus, noted within Bartholomew, IN, are defined as follows: $472,030 for single-family homes, $604,400 for residences comprising 2 units, $730,525 for those with 3 units, and $907,900 for properties with 4 units.
Conventional loans, on the other hand, have a cap of $726,200 for a single-family dwelling. For properties with 2, 3, or 4 units, the maximums are respectively $929,850, $1,123,900, and $1,396,800.
To view the best FHA rates available today and calculate the required down payment, income levels, credit score, reserves, and necessary documentation for eligibility, try our FHA calculator.
The Lendersa® calculator allows you to thoroughly compare FHA rates against those of other lending programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
By gathering extensive lender data, Lendersa® quickly matches and compares it with your specific financial needs and profile.
Discover the Loan Limits Comparison Table for 2026 applicable in Columbus and Bartholomew, IN. This provides maximum loan values across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements such as income, reserves, and credit metrics, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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