In 2026, the FHA loan limit for Edinburgh, within Johnson, IN, is $472,030 for a single-family residence. For properties with two units, the limit is $604,400, while it increases to $730,525 for three units, and reaches $907,900 for four-unit properties.
The maximum loan amount for conventional loans on a single-family home is $726,200. For two units, the limit rises to $929,850, for three units it goes up to $1,123,900, and for four units it is $1,396,800.
Utilize our FHA calculator to access today’s competitive FHA rates and determine the required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to match FHA rates and terms with those offered by a range of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles extensive loan data from thousands of lenders, comparing it rapidly against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Edinburgh, county of Johnson, IN, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To scrutinize qualification requirements such as income, reserves, and credit, explore the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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