In 2026, within Georgetown, located in Floyd county, IN, the FHA loan limit is $472,030 for single-family houses. For properties containing 2 units, the cap is $604,400. For 3-unit properties, the limit is $730,525, and for 4-units, it reaches $907,900.
The highest allowable amount for conventional loans on a single-family residence is $726,200. For a dwelling with 2 units, it increases to $929,850. Meanwhile, the restriction for 3-units is $1,123,900, and for properties with 4-units, it stands at $1,396,800.
Use our FHA calculator to check today’s best FHA rates and to calculate the required down payments, income, credit score, reserves, and necessary documents for meeting qualification criteria.
The Lendersa® calculator provides the opportunity to compare FHA rates and terms with all other loan programs. Dive into and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders and delivers rapid assessments against your specific financial situation and needs.
Refer to the Loan Limits Comparison Table for 2026 in Georgetown, within the county of Floyd, IN, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To check further qualification specifics like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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