In 2026, FHA loan limits for Hobart, Lake, IN are $472,030 for a single-family home, $604,400 for 2-unit homes, $730,525 for 3-units, and $907,900 for 4-units.
The maximum for conventional loans on a single-family residence is $726,200. For 2-units, it is $929,850, for 3-units, $1,123,900, and for 4-units, $1,396,800.
Use our FHA calculator to find current FHA rates, and calculate the downpayment, income requirements, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly matches data from a multitude of lenders with your financial profile and needs.
Refer to the Loan Limits Table for 2026 in Hobart, Lake, IN for maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM, and hard money. Use Lendersa®'s SLIQ™ to assess income, reserves, and credit qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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