In 2026, the FHA loan limit in South-Haven, inside Porter, IN, is $379,500 for a single-family home. The limit rises to $485,800 for two units, $587,250 for three units, and $729,800 for four units.
For conventional loans, the maximum amount for a single-family residence is $548,250. For double units, it reaches $702,000, for three units $848,500, and ultimately $1,054,500 for four-unit homes.
Utilize our FHA calculator to evaluate today's best FHA rates and to determine necessary downpayment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms against those from other loan options. Investigate and weigh choices like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® compiles extensive loan program data from countless lenders, matching it instantly to fit your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in South-Haven, Porter, IN reveals a thorough comparison for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan values. To compare qualification metrics such as income, reserves, and credit, turn to Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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