In 2025, the FHA loan limit for New-Whiteland county of Johnson, IN is $379,500 for a single-family home. For duplexes, it's set at $485,800; for triplexes, the limit is $587,250; and for four-unit properties, it rises to $729,800.
The highest loan amount for conventional loans on a single-family home is $548,250. For two-unit buildings, it increases to $702,000, for three units it is $848,500, and for four-unit residences, it reaches $1,054,500.
Utilize our FHA calculator to discover today’s top FHA rates and determine the required downpayment, income, credit, reserves, and documentation necessary for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those of other loan programs. Investigate options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA possibilities.
Lendersa® acquires loan program data from numerous lenders, quickly aligning it with your unique financial needs and profile.
The Loan Limits Comparison Table for 2025 in New-Whiteland county of Johnson, IN offers a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualifications such as income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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