In 2025, the FHA loan limit set for Whiteland county, Johnson, IN is $472,030 for a single-family home. For 2-units, the limit is $604,400, for 3-units it's $730,525, and for 4-units, the cap is $907,900.
The maximum loan amount for conventional loans on a single-family dwelling is $726,200. For 2-units, it is $929,850, for 3-units $1,123,900, and for 4-units, the maximum is $1,396,800.
Use our FHA calculator to discover today’s FHA best rates and determine the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore possibilities like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA for comparison.
Lendersa® obtains loan program data from thousands of lenders, comparing it quickly with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Whiteland county of Johnson, IN provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification details such as income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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