For 2025, the FHA loan limit in Noblesville, nestled in Hamilton, IN, stands at $472,030 for a single-family home. For multi-unit homes, the limits are set at $604,400 for 2 units, $730,525 for 3 units, and $907,900 for those with 4 units.
Regarding conventional loans, the maximum available amount for a single-family dwelling is $726,200. For properties with more than one unit, the limits are $929,850 for 2-unit buildings, $1,123,900 for 3-unit constructions, and $1,396,800 for 4-unit residences.
To discover today's best FHA rates, make use of our FHA calculator, which can also help you determine required down payment, income, credit status, reserves, and necessary documentation for loan eligibility.
With the Lendersa® calculator, you can effortlessly compare the rates and terms of FHA loans to those of other loan types. You can investigate and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® assimilates data from a multitude of lenders, equipping you with a comparison tailored to align with your particular financial profile and needs in real-time.
In the Loan Limits Comparison Table for 2025 across Noblesville and Hamilton, IN, you can evaluate the maximum loan amounts allowed for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For understanding qualification aspects like income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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