For the year 2026, the FHA loan limit in the county of Madison, Pendleton, IN stands at $472,030 for a single-family dwelling. For 2-units, it is $604,400, while for 3-units, the limit is $730,525, and for 4-units, it reaches $907,900.
On the conventional loan front, the highest loan amount for a single-family home is $726,200. The limits for 2-units, 3-units, and 4-units are $929,850, $1,123,900, and $1,396,800 respectively.
With our FHA calculator, check the current FHA rates to determine the necessary down payment, as well as the requirements for income, credit score, reserve funds, and documents needed to get qualified.
The Lendersa® tool helps you compare FHA rates and terms with various loan programs. Dive into comparisons of Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® swiftly draws on data from countless lenders, cross-referencing it with your distinct financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Madison County, located in Pendleton, IN, matches the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements, such as income and credit history, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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