In 2026, the FHA loan limits in Andover, located in Butler county, KS, are as follows: $472,030 for a single-family home, $604,400 for homes with two units, $730,525 for three-unit properties, and $907,900 for those with four units.
For conventional loans, the maximum amount for a single-family residence is $726,200. Properties with two units have a limit of $929,850, for three units it is $1,123,900, and for those with four units, the maximum is $1,396,800.
Utilize our FHA calculator to find today’s best FHA rates and assess the needed downpayment, income level, credit score, reserves, and documents to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against those of other loan programs. Examine options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Pulling data from thousands of lenders, Lendersa® quickly provides comparisons customized to your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Andover, Butler, KS, helps assess the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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