In 2026, FHA loan limits for Bel-Aire in Sedgwick county, KS, are set at $356,362 for a single-family home. For properties with two units, the limit is $456,275; for three-unit homes, it's $551,500, and for those with four units, it is $685,400.
The conventional loan maxima for a single-family residence is $548,250, increasing to $702,000 for two-unit properties, $848,500 for three-unit homes, and $1,054,500 for four-unit dwellings.
Utilize our FHA calculator to explore today’s best FHA rates and find out what downpayment, income, credit, reserves, and documents are necessary to qualify.
With the Lendersa® calculator, make comprehensive comparisons of FHA rates & terms against those of other loan programs. Consider options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Thousands of lenders supply data to Lendersa®, enabling quick and tailored comparisons matched to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bel-Aire, Sedgwick, KS, facilitates examination of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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