In 2026, FHA loan limits in Derby of Sedgwick, KS, are outlined as $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit establishments.
The maximum loan amount permitted for conventional loans on a single-family residence is $726,200; for two-unit homes, it's $929,850; for three-unit properties, $1,123,900; and for four-unit residences, $1,396,800.
Use our FHA calculator to explore today's top FHA rates and determine the necessary downpayment, income requirements, credit, reserves, and documentation needed for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with all other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lenders, ensuring quick comparisons tailored to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Derby, Sedgwick, KS offers a detailed look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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