2025 FHA (Government Loans) Limits for Atchison, Atchison County, Kansas

For 2025, the FHA loan limits in Atchison, located in Atchison county, KS, are: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for four-unit buildings.

The highest loan amount available for conventional loans on a single-family residence is $726,200. For two units, it extends to $929,850; for three units it reaches $1,123,900, and for four-unit homes, it's capped at $1,396,800.

Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit rating, reserves, and documents required to qualify.

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Examine Your Loan Options in Atchison, KS

The Lendersa® calculator facilitates the comparison of FHA rates and terms against those of various other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared with FHA.

Lendersa® gathers comprehensive loan data from a vast network of lenders, quickly providing comparisons tailored to your specific financial profile and needs.

This year, 2025, in Atchison, Atchison, KS, the Loan Limits Comparison Table enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification requirements such as income, reserves, and credit levels.

Loan limits Atchison county of Atchison, KS

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Kanza Bank
  • PO Box 781870, Wichita, KS, 67278
  • KANZA Bank is a family-owned community bank founded in 1905 by Kansas farmers, ranchers and businessmen. Now in its second century of serving customers, KANZA Bank has locations in Kingman, Anthony, Wichita and Hutchinson. Today, KANZA Bank is led by a fifth generation of Boyers, John E. Boyer IV, Chairman; and Clark E. Boyer, CEO/President
  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
  • Regent Financial Group, Inc
  • 10209 W Central Ave, Suite 1, Wichita, KS, 67212
  • "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product. Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
  • Dillon Credit Union
  • 2704 N Lorraine Street, Hutchinson, KS, 67502
  • The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.
  • Heartland Credit Union
  • 900 E 23rd Ave, Hutchinson, KS, 67502
  • Heartland Credit Union was formed April 1, 1948. The Credit Union started life with 14 members and $315.00 in assets. The original place of business was in the home of Clyde and Lela Burk at 528 E. Sherman in Hutchinson. We've grown to many branches throughout Central Kansas, a far cry from our original home in a residence on E. Sherman Avenue.
  • Skyward Credit Union
  • 4 Cessna Boulevard, Wichita, KS, 67215
  • Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership. Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
  • The Wilson State Bank
  • 422 26th Street, Wilson, KS, 67490
  • Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
  • Carson Bank
  • 122 West Main Street, Mulvane, KS, 67110
  • Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.
  • Lyons Federal Bank
  • 200 East Avenue South, Lyons, KS, 67554
  • Lyons Federal Bank's objective has always been to remain a sound institution for our customers' investment and loan needs. We are proud of the way we are able to meet those needs in a most efficient and friendly way. Lyons Federal Bank is still a locally owned, "hometown" bank with a long history of providing efficient,
  • Members Mortgage Services, LLC
  • 200 East 1st Avenue, Hutchinson, KS, 67501
  • Members Mortgage Services connects Credit Unions and their members with competitive mortgage loan products.MMS is owned by a cooperative group of Credit Unions.Together, we are committed to helping our partners & their members with all their home lending needs.Once a home loan is closed, Members Mortgage Services’ support team is easily accessible.