For 2026, the FHA loan limits in Atchison, located in Atchison county, KS, are: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The highest loan amount available for conventional loans on a single-family residence is $726,200. For two units, it extends to $929,850; for three units it reaches $1,123,900, and for four-unit homes, it's capped at $1,396,800.
Use our FHA calculator to find today’s best FHA rates and determine the necessary downpayment, income, credit rating, reserves, and documents required to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms against those of various other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans compared with FHA.
Lendersa® gathers comprehensive loan data from a vast network of lenders, quickly providing comparisons tailored to your specific financial profile and needs.
This year, 2026, in Atchison, Atchison, KS, the Loan Limits Comparison Table enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification requirements such as income, reserves, and credit levels.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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