In 2026, the FHA loan limits for Hiawatha, located within Brown county, KS, are as follows: $472,030 is allocated for a single-family home, $604,400 for a property with two units, $730,525 for three units, and $907,900 applies to four-unit structures.
The ceiling for conventional loans on a single-family residence is set at $726,200. This increases to $929,850 for two-unit homes, $1,123,900 for three units, and for those with four units, the maximum amount is $1,396,800.
Our FHA calculator provides access to today's best FHA rates and helps determine requirements for downpayment, income, credit, reserves, and necessary documentation for qualifying.
The Lendersa® calculator empowers you to thoroughly assess FHA rates and terms alongside those from other loan programs. Consider exploring options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, compared with FHA options.
Lendersa® compiles extensive loan data from thousands of lenders, facilitating quick, tailored comparisons that suit your unique financial profile and requirements.
This year, 2026, in Hiawatha, Brown, KS, the Loan Limits Comparison Table provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan programs. To assess eligibility criteria such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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