In 2026, the FHA loan limit for Bonner-Springs, located in the county of Wyandotte, KS, stands at $389,850 for a single-family home. For properties with two units, the limit is $499,050, while $603,250 applies to three-unit homes, and $749,700 for four-unit properties.
Regarding conventional loans, the maximum available for a single-family residence is $548,250, increasing to $702,000 for two-unit properties, $848,500 for properties with three units, and $1,054,500 for those with four units.
Our FHA calculator helps determine today’s best FHA rates and identifies what you need concerning downpayment, income requirements, credit, reserves, and required documents to qualify.
The Lendersa® calculator is your tool for comparing FHA rates and terms with those from all other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA opportunities.
Lendersa® compiles loan data from thousands of lenders, enabling prompt comparisons tailored to suit your unique financial profile and specific needs.
This year, 2026, the Loan Limits Comparison Table for Bonner-Springs in Wyandotte, KS, sheds light on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $389,850 | $499,050 | $603,250 | $749,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $311,800 | $311,800 | $311,800 | $311,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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